At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. I think Mr. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. Upstream Life is headquartered in Dallas, Texas. The Annuity Gator’s End Take on the Prudential HDLI v3. Use the form on our website and one of the AnnuityGator. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. We look forward to assisting you. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. | We simplify the way annuities are. Best, and an A- (Strong) from Standard & Poor’s. Here you’ll find truthful, clean and understandable information regarding annuities. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. We can help you with the following three areas: 1). I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Best, The Annuity Gator P. In fact, within a relatively short time for an insurer. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. Annuity Basics. My name is Mark Newman. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Initial contact was expedient. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. My name is Robert ”Bob” Gardner. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. Better to lock in a guaranteed lifetime income. For. He took the time to educate me on the alternatives available in the field of annuities. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. As a source of guaranteed income delivered by a. For instance, this annuity has ten years of back-end surrender charges. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. Overall, given the low return that the Allianz 222 annuity has produced of. The opportunity for additional, index-linked. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. This is because the contract will provide the. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. Annuities are a highly unique. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. What's the biggest question that you have about annuities? *. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. Sources Retirement Uses for Your Health Savings Account (HSA). These fees include an annual contract maintenance. 60% a year, and the maximum annual fee for the life of the contract is 2. The opportunity for additional, index-linked. We offer this testing for free at Annuity Gator. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Rather, it will simply be credit with 0% for that period. Annuity Gator. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. The Annuity Gator’s End Take on the Transamerica Income Edge 1. 40%. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. Annuity Gator customer service is available. The Annuity Gator Blog: Annuities. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. Your broker or plan administrator can set this up for you. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Read 6 reviews from customers who rated Annuity Gator 1. With this annuity, there is an annual insurance charge of 0. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. hondo55 . We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. We’ve also been providing these. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Despite the current volatility in the. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. M. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. Adam Grubius LICENSED ANNUITY ADVISOR. Hi Ken – Thank you for your comment. Again no pressure to buy anything. Compare the annuity’s performance against. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. And, this money doesn’t necessarily have to be your hard-earned retirement savings. 12:36 PM, 16 June 2017 . The opportunity for index-linked growth. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 21% and 1. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). The company is not an annuities broker and it’s not an insurance company. Annuity details can be somewhat cumbersome to digest. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. That being said, there are still some ways to determine whether or not to. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. Annuities are a unique. (Then, following the initial guaranteed option period, renewal interest rates. However, they differ from regular fixed annuities in the way their return is determined. Here, this annuity charges additional fund platform fees that can range from . If you want to learn modern approaches to protect and grow your retirement savings and ensure that. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. There are some other key features to consider with the. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. Best and a Long-Term Issuer Credit Rating of bbb+. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. 20% for a single Life or 2. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. Despite the current volatility in the market and the low-interest. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. Read customer reviews of their agents, products, and services on Trustpilot. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. Welcome. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. 2. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. Share Tweet Pin it Share. com Visit this website Write a review 4. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. Despite the current volatility in the. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. 2 billion. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. ”. In addition, there is an annual service charge of $35, up to a maximum of $50. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. 70% for joint life (both you and your spouse. How Do Annuities Work. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. So, a fixed index. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 5%. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. So, if you would like to get a better. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 00%. I requested money from my Athene Annuity to repair an extremely damaged roof. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Downside protection. Overall fixed index annuity sales. My name is William Seeley. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. Athene USA serves customers in all 50 of the United States. Nobody likes that. How to get guaranteed increasing income for the rest of your life. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. For investors who have a high tolerance for risk. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. The Annuity Gator. Beware of these annuity websites. Best, and an A- (Strong) from Standard & Poor’s. Dynamic Balanced Index II May 2016 – April 2017. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. For instance, this annuity can provide you with a personal pension-like income. The minimum fee for this feature is . 50% in Year 10, until they reach 0% in Year 11 and thereafter. 35% respectively. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Annuity Gator, Cortaro, Arizona. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. When the market experiences an upward trend, the returns inside the annuity increase. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. That’s where having an Annuity Investigator who loves math comes in. Despite the current volatility in the. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. So, at that time (fall 2021), there is no track record on which to base its performance. Barclays U. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. My name is Matthew Taub. Annuity Basics. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Balanced safety and growth. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 25%. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. Learn More About Me. How EMC National Life Describes the Single Premium Annuity. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. 60% a year, and the maximum annual fee for the life of the contract is 2. ”. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 50% in Year 10, until they reach 0% in Year 11 and thereafter. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. 4 Comments . 5 billion in assets, and had nearly $13 billion of total life insurance in force. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. Guaranteed lifetime income in retirement. My name is William Seeley. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. As of year-end 2018, American Equity. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. My name is Ryan McNeill. We can be reached by phone at (888) 440-2468 , or by sending us an. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Here you’ll find resources to help you retire with confidence. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. Many indexed annuities will actually allow you to track multiple indexes from a list of options. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. Terry Heys President, CEO of Annuity Gator. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. 2 Living Benefit Rider The Transamerica Income Edge 1. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. These charges will start at 9% and grade down each year until year ten. Annuity Gator – Ryan Smith Bio. 8 350 total 83% 5% 2% 2-star 2% 1. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Competitive interest rates. Learn More About Me. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 5% will also come with an annual rider fee of 0. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. For instance, this annuity can provide you with a personal pension-like income. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. They use a combination of. Fisher is spot on in sharing the importance of keeping costs low. Annual withdrawals of 3. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. I help clients all over the country find ways to. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. Our annuity experts are also available to answer any of the question or concerns that you. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. For investors who have a family history of life longevity. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. Despite the current volatility in the. How to get guaranteed increasing income for the rest of your life. Ouch. product was identified and. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). We. The representative also went into detail and explained to me the pros and cons of my annuity. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. 85% and 0. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. Calculate all of the annuity fees (some annuities have obscure fees). The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. For example, on a $100,000 portfolio, the. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. 1. Learn More About Me. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. have an annuity question? Our Advisors. He. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 70% for joint life (both you and your spouse. Independent annuity professionals provide honest. Annuity Gator connects its customers to a wide range of annuity providers. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. Independent annuity professionals provide honest advice, better products and personalized products for your situation. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. This seemingly endless stream of annuity. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. Protection from loss in a down market. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. 0 out of 5. 4 billion in operating revenues and operating income in excess of $774 million,. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient .